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1、外文題目：TheStudyofDevelopmentStrategyfBankDistributionwkthroughtheAnalysisofInterregionalFinancialTransactionwk出處：LectureNotesinComputerScience2009作者：JaeWeonHongWonEuiHongYoonsikKwak原文：Abstract.Thisstudyattemptstoshedlighto

2、nthefactsthatinfluencethelocationsofbankbranchesinestablishingabanksdistributionwkfromtheangleofthewkanalysis.Whereasthepreviousstudiesanalyzedthelocationsofbankbranchesonthebasisoftheirgeographicalacteristicsimagethesig

3、nificanceofthisstudyrestsuponthefactthatitendeavstoexplethelocationfactsfromanewperspectiveofthemovementpathoffinancialcustomers.Fthisanalysisthewkbetweenadministrativedistrictswhichfmthefundamentalunitofalocationwasanal

4、yzedbasedonthefinancialtransactionaldata.Theimptantfindingsofthisstudyareasfollows.Firstinconfmitywiththepreviousstudiestheincomelevelthespendinglevelthenumberofbusinessesthesizeofwkfceinthepertinentregionwereallfoundtoi

5、nfluencethesizeofabank’smarket.Secondthecentralityindexextractedfromtheanalysisofthewkwasfoundtohaveasignificanteffectonthelocationsofbankbranches.Inparticularthedegreecentralitywasrevealedtohaveagreaterinfluenceonthesiz

6、eofabank’smarketthandoestheclosenesscentrality.Suchresultsofthisstudyclearlysuggesttheneedsfanewapproachfromtheperspectiveofwkinfurtheranceofotherfactsthathavebeenconsideredimptantinthepreviousstudiesofthedistributionwks

7、trategies.Keywds:Distributionwkstrategiesbankbranchescentury.Thestudyofthistheybecamerevitalizedinthe1940’sastheassessmentofbroadacteristicsofaste’scommercialzonethemeasurementofmarketsharewithinacitybecamethefocusofthes

8、tudy.Thesestudiesexperiencedfurtherrapiddevelopmentsinthe1950’s.Especiallymanytheiesregardingtheacteristicsofcustomers’ionsofretailstesweredevelopedthroughthestudiesofthesuburbshoppingcenterserectedintheUnitedStatesafter

9、WldWarIIduetothedecentralizationofretailbusiness.BasedonthesestudiesNelson(1960)identifiedthefollowingsastheimptantfactsindecidingthefeasibilityofalocation:populationincomebranchfunctioncompetitionlvaluefuturedevelopment

10、potentialetc.InadditionHuffsuggestedthetraffichoursthetypeoftradedgoodsasthecontributingfacts.AlsoKim’sstudy(MinKimetal.2004)evaluatedthegeographicalacteristicsofalocationasanothersignificantfact.AsaresultGISanalysiswase

11、mployedtoincludevariousgeographicalacteristicsintheconsiderationofalocation.AsinthestudiesconductedonthebanksSung–RyongLee(1985)viewedthecustomeracteristicsthebranchacteristicsastwosignificantlocationfacts.Withrespecttot

12、hebranchacteristicsinparticularthenumberofbranchesofotherfinancialinstitutionsintheregionisanimptantfact.ChanSeokParkYunYoungLee(1993)analyzedthelocationsofbankbranchesbyemployingtheGISanalysisbasedonthedatabase.HeeYeonL

13、eeEunMiKim(1997)alsousedtheGISanalysis.Indoingsotheyhadfirstedtheregionaleconomicfoundationtheregionaleconomicstrengththedeminductivityasthedetailedlocationfactsofabankbranchwhichthenfmedthebasisoftheanalysis.Throughdeve

14、lopingofalgithmsbasedonmathematicalmodelsCnuejols(1979)attemptedtoachievethemethodologicalexpansionofabranchingstrategy.2.2TheStudyofFactsThatAffectingBank’sProfitabilityAstheparametersofmeasuringtheprofitabilityofbankdi

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