銀行客戶金融隱私權法律保護研究.pdf

1、廈門大學碩士學位論文銀行客戶金融隱私權法律保護研究姓名：王鴻玲申請學位級別：碩士專業(yè)：經(jīng)濟法學指導教師：郭俊秀20080401ABSTRACTABSTRACTWiththefinancialprivacyright，bankcustomersareentitledtoinformationconfidentialitytreatment，privityoftheirfinancialinformationanddecisiononits

2、utilizationTherefore，financialprivacyrightisverysignificanttobankcustomersanditslegalprotectionhasbecomeacommonconcernofmanynationsSomenationsastheUSandEuropeannations，whicharewithsophisticatedfinancesystem，havealonghist

3、oryofthelegalprotectiononfinancialprivacyrightandsometypicalfeaturesontheirlegislations，whicharecalledthe‘‘Americanmode’andthe‘‘Europeanmode’InChina，theindependentpositionofprivacyfighthavenotbeenestablishlegislativelyan

4、dtheprotectionforfinancialprivacyisalsoinsufficientexceptsomeprincipalclausesonbank’SdutyofconfidentialityTherefore，theconstructionofanewprotectionsystemisurgentlyneededinordertokeepinstepwiththepaceofsocialdevelopmentBe

5、sidestheprefaceandtheconclusion，thethesisiscomposedofthreechapters：Chapter1isfocusontheanalysisofthefinancialprivacyrightThischapteranalyzesthreetraditionaltheoriesonthefinancialinformationprotection，whicharemainlybasedo

6、ntherelationshipbetweenbanksandcustomersAndthen，thechapterdemonstratesthatthefinancialprivacyrightisarealrightandshallbeprotectedinTortLawInaddition，onthebaseofdefningitsrightpositionthischaptercontinuestoanalyzethepower

7、sandfunctionsofthefinancialprivacyrightChapter2isabouttheintroduction，comparisonandcommentaryonthelegalsystemsoffinancialprivacyrightprotectionintheUSandEuropeAstherepresentativeofthetwomainmodesintheworld，theUSandEurope

8、’SlegislationsarethereferencesforUSOntheonehand，thischaptercomparesthedifferenceandsimilaritybetweenthesetwomodesindetail；ontheotherhand，itdiscussestheirdisadvantagesandthecriticismonitsexecutionformsocietyChapter3discus

9、sestheconstructionofthelegalprotectionsystemforfinancialprivacyrightofbankcustomersFirst，thischaptermainlydiscussesthemacroscopicconsiderationandthemicrocosmicarrangement，basedonanatomyaboutthedefectsofcurrentlegislation