我國(guó)高等教育助學(xué)貸款問題研究.pdf

1、華中師范大學(xué)碩士學(xué)位論文我國(guó)高等教育助學(xué)貸款問題研究姓名：洪星申請(qǐng)學(xué)位級(jí)別：碩士專業(yè)：教育經(jīng)濟(jì)與管理指導(dǎo)教師：李曉燕20060501AbstractHighereducation(HE)isakindofquaSi—publicgoodsInternlsofgettiIlgthepriorityongovenunent^md，itissecondtocompulsoryeducationw11ichispurerpublicgoodsG

2、ovemmentshaveonobligationtogu￡唧1teefkeen_trancetohighereducationnisthecurrentpracticeofeverycountrymatthehi吐ereducationreceivershouldpaya蘆oportlonofeducationcosts，Ater也eenforcementof協(xié)esystemof印pomoncdcostsinhighereduca廿o

3、n，smdentloatlbecomesoneofmeb船icmemodstoensuretllatSmdents舶mpoVerty—strickencallfinish血eirstLldiessuccessfullyWithmedeVelopmemofHEinChina，studentIoan，byarldby，hasalsobec咖e也em血methodofsharingHEcostsInvadousof既10all，gov咖ent

4、subsidizedsmdent10姐(GSSL)forschool啦istheprimaryformatpresentinCllilla，GSSLfor髓refcrstoafbnnofstudentloanwhoseinterestispaidbystate丘nance，riskcompeIlsationi11cIuded，someproposals矗)r也ei瑚lprovememof(搭sLforsch001ingjo缸lyissu

5、edbynleIIlinig町ofEducation，theMinis仃yofFinallce，PeopIe’sBaIlkofChilla鋤dmeSupervisingandmallag崦co咖issionofC11ineseB如kingin2004isawatershedin血edevelopmentofGSSLforschoolingBeforctheproposalswereissued，memajorproblemsintlle

6、enforcementofGSsLfbrschoolingwerelowrateofob枷ngtlleloaIl、刪r咖ctI胎aIldhi曲rateofbreakingcon乜actsItsissuea11dpracticelave，toagreatextent，solved廿1eprcviousproblems。Ho、張ver，也edeeperrootedproblemsinstudent10aIlarenOtsolvedfhnda

7、nlemallyBreachingra：ceofgraduatesissmlve搿址gha矗eritseIlforc咖∞ntProposalsonlytransf醯theb甜ll(’srisktoa111evelsoffinanceandinst如】tionof11igherI洲ngSoasystemofvi咖ol】scirclesf吣mbandIoanto珀ldents’payingbackto‰barll(’sloanagailli

8、snotestablished，wlichhasgreatlyres砸ctedthesubstantialdevelopmemofGSSLforsch001啦nisa11esse嘶almovet11atco兒egesmdents’breachiI培rateshouldbeloweredinordertohelpthepositivedevelopmentofGSSLforschoolingTbestablishstudents’awar

9、enessofhonestyandcredit，toiIlnoVaIe也edesi驢of10a丑倒=tlrllingsystemandtos脅gmenthele百timategu鋤meemechanismofstudentloanarea11basiccoumernleasuresto10werthebreachingrateIIltheaspectofloweringgradlLates’breachingrate，m姐ycountr