小額貸款可持續(xù)性發(fā)展與制度創(chuàng)新研究.pdf

1、浙江大學經(jīng)濟學院碩士學位論文小額貸款可持續(xù)性發(fā)展與制度創(chuàng)新研究姓名：賈文斌申請學位級別：碩士專業(yè)：金融學指導教師：何嗣江20090603AbstractAsafinancialoperationmode，MicrocreditprovidesfinancialservicestothelowincomegroupsinruralareasIthastwomainobjectives，oneisassistancetofinancialv

2、ulnerablegroupsinordertoachievethegoalofhelpingthepoorandanotherispromotionthesustainabilityofmicrofinanceinstitutionsAtacriticalperiodofnewruraldevelopment，ourcountrymustinsistontakingthesustainabilityofmicrofinancemode

3、linpromotingthedevelopmentofruralmicrofinanceNotonlyrequirespayingattentiontothesustainabledevelopmentofmicrofinancefromourheart，butalsequiresachievingsustainablemicrofinancewithoperatingmechanismInthispaperfirstofallana

4、lyzethebackgroundandthebasicprinciplesofoperationofruralmicrofinanceonthebasisthatsummarytheresearchonmicrofinanceathomeandabroadThelevelofinterestrates，riskmanagement，costcontrolisextremelyimportantfactorsinsustainabled

5、evelopingofmicrofinanceInordertOpromotemicrofinanceinstitutionsisabletoachievethedualobjectiveofpovertyalleviationandsustainabledevelopment，wemustconductcorrespondingmicrofinancesystemofinnovationfromtheabove—mentionedth

6、reeaspectsFinallyonthebasisoftheprevioustextanalysis，selectthreerepresentativecasesempiricalanalysistoverifytheseconclusionsAttheend，thepapermakesanumberofpolicyrecommendationsforruralmicrofinancesustainabledevelopmentfr