再保險(xiǎn)人代位權(quán)

1、再保險(xiǎn)人代位權(quán)再保險(xiǎn)人代位權(quán)內(nèi)容提要內(nèi)容提要保險(xiǎn)代位權(quán)是損失補(bǔ)償原則的體現(xiàn)是保險(xiǎn)法的核心內(nèi)容之一。隨著保險(xiǎn)市場(chǎng)競(jìng)爭(zhēng)的加劇，各保險(xiǎn)公司日益重視代位求償權(quán)因而代位求償訴訟日益增多，已染指到再保險(xiǎn)領(lǐng)域。再保險(xiǎn)人有無(wú)代位求償權(quán)再保險(xiǎn)人若有代位求償權(quán)則如何行使其權(quán)利理論界以及司法實(shí)踐爭(zhēng)議頗多。有鑒于此本文運(yùn)用了法理分析、比較分析和實(shí)證分析的研究方法，試圖把握再保險(xiǎn)人代位求償權(quán)的真正內(nèi)涵從而挖掘再保險(xiǎn)人代位求償權(quán)背后的債權(quán)轉(zhuǎn)讓理論基礎(chǔ)在對(duì)再保險(xiǎn)人代

2、位求償權(quán)給予肯定的基礎(chǔ)上重點(diǎn)對(duì)再保險(xiǎn)人代位求償權(quán)的運(yùn)行(包括行使條件、行使方式和行使范圍)以及再保險(xiǎn)人代位求償權(quán)的保護(hù)和放棄等問(wèn)題進(jìn)行深入探討并大膽界定保險(xiǎn)代位權(quán)訴訟為必要的共同訴訟以期能對(duì)我國(guó)再保險(xiǎn)人代位權(quán)制度的立法完善和司法實(shí)踐有所裨益。本文除緒論(第一章)和結(jié)束語(yǔ)外，正文部分包括四章：第二章再保險(xiǎn)人代位求償權(quán)概述.從再保險(xiǎn)合同的定義和性質(zhì)入手，由一則案例出發(fā)來(lái)探討再保險(xiǎn)人代位求償權(quán)的爭(zhēng)議，肯定應(yīng)當(dāng)賦予再保險(xiǎn)人代位求償權(quán)；再保險(xiǎn)人代

3、位求償權(quán)是原保險(xiǎn)人代位求償權(quán)的部分讓與，再保險(xiǎn)人與原保險(xiǎn)人按照再保險(xiǎn)合同中各自承擔(dān)的責(zé)任大小按比例享有保險(xiǎn)代位權(quán)。第三章再保險(xiǎn)人保險(xiǎn)代位求償權(quán)的行使，討論再保險(xiǎn)代位權(quán)行使條件、行使范圍和行使方式，最后就責(zé)任第三人支付能力不足時(shí)再保險(xiǎn)人如何行使求償權(quán)等問(wèn)題進(jìn)行探討。Apartfromtheintroductiontheconclusionthemainbodyofthisarticleisdividedintofourparts:Thef

4、irstpart(thesecondchapter)discussesthereinsurancecontractaboutitsdefinitionnaturethenelabatesontheentitlementtherightofsubrogationtothereinsurer.Commencingwithacontroversialcasepertainingtothesubrogationofthereinsureralo

5、tofcausesfagainsttheentitlementtoreinsurerweregivenfinallyagreestoit.Thesecondpart(thethirdchapter)analyzesexercisingofthesubrogationofthereinsurersmainlyinvolvingtheprerequisitethescopetheapproachesfexercisingthisrighti

6、nadditiontotheissuesonhowtoexercisesubrogationwhenthethirdpartyfallsshtofmeanstocompensatefallthelossesoftheinsuredintheinsurancecontractintheaccident.Thethirdparty(thefourthchapter)involvesmyopinionsonthelegalprotection

7、ofthesubrogationofthereinsurertheeffectinthetimeoftheabstentionofthesubrogationofthereinsurer.Inthefourthpart(thefifthchapter)theauthcomesupwithsomecommentsonsuchissuesaboutthelitigationofthereinsurersubrogationlikethese

8、:thepartyofthelitigationincludingtheinsuredinsurerreinsurerarethenecessaryjointofpartiestheirlitigationstatusaredefinedinaccdancewithdifferentsituationsfinallyendswiththepleadingofthethirdpartyagainstreinsurerwhenexercis