isp98備用信用證中英文對照-閱讀版

1、1INTERNATIONALSTBYPRACTICES(ISP98)1.GENERALPROVISIONSScopeApplicationDefinitionsInterpretationofTheseRules1.01ScopeApplicationa.TheseRulesareintendedtobeappliedtostbylettersofcredit(includingperfmancefinancialdirectpayst

2、byletterofcredit)b.AstbyletterofcreditothersimilarundertakinghowevernameddescribedwhetherfdomesticinternationalusemaybemadesubjecttotheseRulesbyexpressreferencetothem.c.AnundertakingsubjecttotheseRulesmayexpresslymodifye

3、xcludetheirapplication.d.AnundertakingsubjecttotheseRulesishereinafterreferredtoasa“stby“.1.02RelationshiptoLawOtherRulesa.TheseRulessupplementtheapplicablelawtotheextentnotprohibitedbythatlaw.b.TheseRulessupersedeconfli

4、ctingprovisionsinanyotherrulesofpracticetowhichastbyletterofcreditisalsomadesubject.1.03InterpretativePrinciplesTheseRulesshallbeinterpretedasmercantileusagewithregardf:a.integrityofstbysasreliableefficientundertakingsto

5、payb.practiceterminologyofbanksbusinessesindaytodaytransactionsc.consistencywithinthewldwidesystemofbankingoperationscommerced.wldwideunifmityintheirinterpretationapplication.1.04EffectoftheRulesUnlessthecontextotherwise

6、requiresunlessexpresslymodifiedexcludedtheseRulesapplyastermsconditionsincpatedintoastbyconfirmationadvicenominationamendmenttransferrequestfissuanceotheragreementof:規(guī)則規(guī)則1:總則總則本規(guī)則司范圍、適用、定義和解釋本規(guī)則司范圍、適用、定義和解釋1.011.01范圍和適用范

7、圍和適用a.本規(guī)則旨在適用于備用信用證(包括履約、融資和直接付款備用信用證)。b.備用信用證或其它類似承諾無論如何命名和描述用于國內(nèi)或國際都可通過明確的援引而使其受本規(guī)則約束。c.適用于本規(guī)則的承諾可以明確地變更或排除其條款的適用。d.適用于本規(guī)則的承諾在下文中簡稱“備用證“。1.021.02與法律和其它規(guī)則的關系與法律和其它規(guī)則的關系a.本規(guī)則在不被法律禁止的范圍內(nèi)對適用的法律進行補充。b.在備用證也受其它實務規(guī)則制約而其規(guī)定與本規(guī)則

8、沖突時以本規(guī)則為準。1.031.03解釋的原則解釋的原則本規(guī)則在以下方面應作為商業(yè)用法進行解釋:a.作為可信賴和有效的付款承諾的備用證的完善性b.在日常業(yè)務中銀行和商界的習慣做法和術(shù)語:c.全球銀行運作和商業(yè)體系內(nèi)的一致性及d.在解釋和適用上的全球統(tǒng)一性。1.041.04本規(guī)則的效力本規(guī)則的效力除非文本另有要求或明確地進行了對本規(guī)則的修改或排除本規(guī)則作為被訂人的條款適用于備用證、保兌、通知、指定、修改、轉(zhuǎn)讓、開立申請或下述當事人同意的其

9、它事項:3d.Becauseastbyisdocumentaryanissuersobligationsdependonthepresentationofdocumentsanexaminationofrequireddocumentsontheirface.e.Becauseastbyamendmentisbindingwhenissueditisenfceableagainstanissuerwhethernottheapplica

10、ntauthiseditsissuancetheissuerreceivedafeethebeneficiaryreceivedreliedonthestbytheamendment.1.07IndependenceoftheIssuerBeneficiaryRelationshipAnissuersobligationstowardthebeneficiaryarenotaffectedbytheissuersrightsobliga

11、tionstowardtheapplicantunderanyapplicableagreementpracticelaw.1.08LimitstoResponsibilitiesAnissuerisnotresponsiblef:a.perfmancebreachofanyunderlyingtransaction.b.accuracygenuinenesseffectofanydocumentpresentedunderthestb

12、yc.actionomissionofotherseveniftheotherpersonischosenbytheissuernominatedpersond.observanceoflawpracticeotherthanthatchoseninthestbyapplicableattheplaceofissuance.Terminology1.09DefinedTermsInadditiontothemeaningsgivenin

13、stardbankingpracticeapplicablelawthefollowingtermshaveincludethemeaningsindicatedbelow:a.Definitions“Applicant“isapersonwhoappliesfissuanceofastbyfwhoseaccountitisissuedinclude(i)apersonapplyinginitsownnamebutftheaccount

14、ofanotherperson(ii)anissueactingfitsownaccount.“Beneficiary“isnamedpersonwhoisentitledtodrawunderastby.SeeRule1.11(c)(ii).“BusinessDay“meansadayonwhichtheplaceofbusinessatwhichtherelevantactistobeperfmedisregularlyopend.

15、因為備用證是跟單性的開證人的義務要取決于單據(jù)的提示以及對所要求單據(jù)的表面審查。e.因為備用證和修改在開立后即具有約束力無論申請人是否授權(quán)開立開證人是否收取了費用或受益人是否收到或因信賴備用證或修改而采取了行動它對開證行都是有強制性的。1.071.07開證人開證人受益人關系的獨立性受益人關系的獨立性開證人對受益人的義務不受任何適用的協(xié)議、慣例和法律下開證人對申請人的權(quán)利和義務的影響。1.081.08責任限制責任限制開證人對以下事項不負責:

16、a.任何基礎交易的履行或不履行b.備用證下提示的任何單據(jù)的準確性、真實性或有效性c.其它方的作為或不作為盡管該人是由開證人或指定人選擇的或d.除了備用證所選擇的或開證地所適用的法律和慣例對其它法律或慣例的遵守。術(shù)語1.091.09術(shù)語定義術(shù)語定義除了在標準銀行慣例和適用的法律中給出的含義外以下術(shù)語具有或包括下面的含義:a.定義t“申請人(Applicant)“是自己申請開立備用證的人或由他人代為申請開立備用證的本人包括:(i)以自己的名