黑龍江省農村信用社組織模式變遷和創(chuàng)新研究.pdf

1、哈爾濱工業(yè)大學碩士學位論文黑龍江省農村信用社組織模式變遷和創(chuàng)新研究姓名：孫凱申請學位級別：碩士專業(yè)：公共管理指導教師：曲世友20050901AbstractTheCentralAuthoritypermittedtheapplicationoftheruralcreditcooperativesasthereformexperimentalunitinHeilongjiangProvince，8，2004Thereformexperim

2、entoftheruralcooperativesisbeginninginHeilongjiangProvinceWiththedevelopmentof50years，theruralcreditcooperativeshavealreadybecamethemajorruralfinancialorganizationinHeilongjiangProvinceTheruralcrediteooperatiVeShaveassum

3、edthecharacteristicsandparticipatedproblemsofthestateownedfinancialorganizationbecauseofthehistoricaleffects，andtheseproblemshavehamperedthefurtherdevelopmentoftheruralcreditcooperativesFocusingoftheruralcreditcooperativ

4、esreformexperiment，thispaperregardsthehistoricaldevelopmentandinnovationoftheorganizationpatternasthestudyobject，usingthetheoryaboutthecooperativeeconomicsandthecooperativefinanceasthemajoranalyzingtools，andstudyingtheor

5、ganizationpatternoftheruralcreditcooperativesinHetlongjiangdeeplyThispaperpointsthattheruralcreditcooperativeshavebecamethequasistate—ownedfinancialinstitution，Itssystemofmanagementisunreasonable，thelevelofthebusinessope

6、rationislowtheassetsqualityisalsolowanditneedstheinnovationoftheorganizationpatternurgentlyThispaperpointsthattheorganizationpatternisnotsingle，therearefourpaRemsoftwotcorporate，unitarycorporate，ruralcommercialbank，rural

7、cooperativebankThispapersuggestthattheruralcreditcooperativesshouldtargettheruralcooperativebankaccordingtothepaRemofRabobankNederlandTheconclusionofthispaperisthattheruralcreditcooperativesshouldorientcooperativeorganiz

8、ationpatternThegovernmentshouldbreakthethinkinglocalizationofunitarycorporate，reducingadministrativeintervention，quickenthelegislationproceeding，andpromotingthedevelopmentoftheruralcreditcooperativesKeywordsruralcreditco