HX銀行綠色信貸業(yè)務(wù)發(fā)展的對(duì)策研究.pdf

1、分類號(hào)UDC學(xué)號(hào)密級(jí)埸叩大譬Yf氣NGZHOUUNIVERSITY碩士學(xué)位論文(全目制專業(yè)學(xué)位)MZl4065HX銀行綠色信貸業(yè)務(wù)發(fā)展的對(duì)策研究陳舒怡指導(dǎo)教師姓名：漁堂垡絲撞：揚(yáng)劌盤堂：姿菱揚(yáng)劌：22QQ窆周盎盤：拯皇E昱!至：姿菱揚(yáng)劌：22QQ2申請(qǐng)學(xué)位級(jí)別：論文提交日期：學(xué)位授予單位：碩士2Q!Z生魚月?lián)P劌盤堂答辯委員會(huì)主席：學(xué)科專業(yè)名稱：三直釜壟亟論文答辯日期：2Q12生5月2墨旦學(xué)位授予日期：2Q12生魚月三Q旦2017年6月㈨

2、3舢0刪4Ⅲ4腫7㈣2川3川丫IIAbstractInthedevelopmentconceptof“innovation，thegreeneconomytransitionbackground，coordination，green，open，sharingandCountrieslaunchedaseriesofenvironmentalpoliciesandregulations，fortheperfectionofChinasfi

3、nancialmarketsprovidestronginstitutionalguaranteeGreencredit，asoneofthefinancialmeansofthesustainabledevelopment。toguidecontr01theflowofcreditfunds，makeiScommittedtothedevelopmentofgreenlowcarbonindustry’Ssocialresponsib

4、ilityForcingenterprisestocarryouttechnicaltransformation，optimizetheindustrialstructure，promotetheunifiedofenterpriseeconomicbenefits，socialbenefitsandenvironmentalbenefits，eventuallymakeamajorcontributiontosupplysideofo

5、urcountryreformandthedevelopmentofthesocialecologicalenvironmentAtpresent，ourcountryhasputagreencreditbusinessandsocialecologicalsystemconstructionasanimportantstrategictasktopromotethesocialsustainabledevelopment’Asanim

6、portanthubofmoneysociety，commercialBanksshouldactivelypursuetheeconomicinterestsoftheenterpriseandcorporatesocialresponsibilityDevelopinggreencreditbusinessisbeneficialtodevelopenergyconservationandenvironmentalprotectio

7、nindustry，isnotonlybeneficialtoachievetheecologicalcivilizationconstruction，andalsohasanimportantpositivefunctionforthebankitselftoperfectthemanagementmechanismTherefore，Ourcountrybankingshallstrictlycontrolcreditfundsfo

8、r”twohigh”industry，strictenvironmentalriskreviewofcreditenterprises，setupcreditaccessthreshold，toguidecreditpositiveflowoffunds，reasonableallocatethesocialresources，topromotethegreencreditbusinessoperateeffectiveandthegr

9、eencreditmanagementmechanismworkgreatlyinchina，torealizethesustainabledevelopmentandsocialeconomicsustainabledevelopment一BasedonHXBanksastheresearchobject，thispaperfirstintroducethebasicgreencredittheory，andemphasisonthe

10、importantstatusinthefieldofiutemationalgreencreditequatorDrinciples，andthesustainabledevelopedfinancialtheory，corporatesocialresponsibilitytheory，andtheenvironmentalrisktheory，andthenthroughtheintroductionofdomesticandfo

11、reignBanksinthegreencreditbusinessonthemainmethodsandimportantexperience，itisconcludedthat：thefinancialproductinnovationsupport，effectiveincentivemechanism，activelvrespondtonationalpolicyandgreenrelatedpolicyCanbedrawnle

12、ssonsfromthefourbasicexperienceInthispaper，HXBankastheresearchobject，introduceditsbasicsituationofgreencreditbusiness，andfromtherealityofHXBanktostartwiththecaseanalysisofthemodelintheactualoperationofthesituation，andthe